In an era defined by rapid digital transformation, India's dynamic digital lending market has emerged as a high-potential segment and a focal point of interest for stakeholders and investors.
This whitepaper is derived from intensive primary and secondary market research by analyzing the growth drivers, challenges, and impact of disruptive technological innovations which helps businesses to make data-driven and informed strategic decisions.
Read on to understand the prospects of the Indian Digital lending market.
Phase driven by entrance of major digital lending players and digital lending aggregators
Increased demand of Digital Loans due to ease and accessibility to loans by NBFCs
Industry expected to reach maturity phase with stable digital lending growth and reduced interest rates among major players
Reforms | Details of the measure |
---|---|
Banking Acts |
Banking Regulation (BR) Act, 1949
Reserve Bank of India (RBI) Act, 1934 |
State Money Lenders Acts |
Some of the salient aspects of these laws are as below: |
Supporting Acts |
Chit Funds Act, 1982
Companies Act, 2013 |
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